Rising College Costs $60,920 $25,850 $126,648 $99,232 $77,751 $53,740 $42,107 $32,992 Private Public (in-state) (in 2025 dollars) Over the past decade, total costs for tuition, fees, housing, and food decreased 3% at four-year public colleges and increased by 2% at four-year private colleges, after adjusting for inflation. What will college cost for your child? The chart below projects the future cost of tuition, fees, housing, and food, assuming a 5% annual inflation rate. $50,000 $90,000 $170,000 $150,000 $130,000 $110,000 $70,000 $30,000 $10,000 Source: College Board, 2025 2025–26 2040–41 2035–36 2030–31 2045–46 $161,639 $68,588
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