Experienced Guidance - Objective Advice - Personal Care - Prudent Investing You Can Trust

Spectrum Capital Investment Group is a Registered Investment Advisor specializing in investment and wealth management for affluent individuals and corporate clients. Our firm is dedicated to provide fee only, objective advice in managing your investment portfolio.  

Spectrum Capital Investment Group will customize your investment selection with an asset allocation mix that meets your risk tolerance and time horizon. Spectrum Capital Investment Group will actively manage the asset allocation class and rebalance based on economic and market conditions. We believe with continuous portfolio management, you will have better results in your return expectations and contain the downside risk.

Please contact us today for a portfolio analysis! (949) 502-6700

 

 

 

 

 

 

NOTE: Before proceeding further, please be advised that this web site is operated by a registered representative associated with Independent Financial Group, LLC a registered Broker/Dealer, Member FINRA/SIPC. The web site owner(s)is licensed to discuss with or offer investment & financial services & products only to residents of the states within which the owner(s) is licensed. Securities related services may not be provided to individuals residing in any other state. The information offered is for informative purposes only. None of this information is to be construed as an offer to buy or sell securities referred to within or otherwise. Neither the owner(s) of this web site nor Independent Financial Group, LLC makes any guarantee as to the accuracy or completeness of this information
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Credit Card Debt

How Long Will It Take to Pay my Balance?

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

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Newsletters

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

Understanding the Appeal of Share Buybacks

The amount of money devoted to corporate stock buybacks surged throughout 2010 and 2011 as large companies sought ways to spend their cash stockpiles and reward shareholders. This article looks at how corporate buybacks work, why they have become more common in the current economic climate, and what they typically mean for investors.

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